Le Journal

Ce dimanche, les U19 et les U17 de l’OL se déplaçaient pour la reprise du championnat. Si les joueurs de Florent Balmont ont réussi à l’emporter, tout en se faisant peur, les U17 gardent la tête malgré leur nul contre le FC Lyon. Un moindre mal. Dimanche, dans un stade Villermet qui avait logiquement attiré […] L’article OL Académie : les U19 jouent à se faire peur, derby sans vainqueur pour les U17 est apparu en premier sur Olympique & Lyonnais.

captionTKKTKAshley ArchambaultMy parents died before they could retire, which has made me value the present day over the future.My husband, on the other hand, has been saving since high school and hopes to retire in his 50s.He's taught me the value of looking to the future, and I've taught him to live in the moment.Neither of my parents made it to retirement, and because of that, I think I've had a difficult time thinking about my own.My mother passed away in her mid-20s when I was still an infant. I grew up so aware of how young she was when she passed that I was always very intentional about how I spent my time, even as a child.Then, in my 20s, my father passed away at age 55. He was just about to retire that year and had plans to spend most of his time traveling to his favorite places, particularly Italy.Growing up, I watched him wait to do more of what he loved. The fact that he never had the chance to has made me determined to travel, prioritize time with family, and pursue work that excites me now — even if it means neglecting to save for my retirement in the process.My husband, on the other hand, has been saving for retirement since the day he had to start working in high school.Our different attitudes might make us sound like a mismatch — but instead, I think we've taught each other a lot.My husband and I have very different approaches to saving moneycaptionTKAshley ArchambaultMany Americans retire in their mid-to-late 60s, when they can enjoy benefits like Medicare, but my husband has always wanted to follow in his parents' footsteps and retire in his early 50s.To work toward this goal, he's always put the maximum amount possible into his retirement accounts, and he's careful about saving as much money as he can.At 40, he knows he doesn't want to be a full-time teacher for much longer. He has a lot of dreams for how his retirement will look: He might switch to a part-time job in a field he's passionate about, maybe something in our county's parks and recreation department.We've also discussed opening a small café together — something we've always dreamed of doing. These kinds of pursuits could provide us with some extra income while helping us stay connected to our community.I know my husband is looking forward to this next chapter, but even an early retirement would be a decade away. In the meantime, I don't want my husband to wait to enjoy small luxuries, like fun trips and nice meals out, because he's so focused on saving for a future we aren't promised.Though I appreciate that he tries to save so much, I've shown him how nice it is to spend — taking that extra vacation, eating out a little more often, or even splurging on some of my favorite groceries. All of these are experiences that he now believes are worth the money.To me, being able to improve the quality of our lives with these small luxuries now outweighs any concerns about not saving enough for retirement. I've taught my husband to live in the moment, and he's helped me plan for the futurecaptionTKAshley ArchambaultI've always been cautious of saying I'll do something "one day," because I am afraid of not making it to that day.I want to seize the moment, whereas my husband is steadfastly thinking of the future — but I think our differing values help us balance each other out.My husband's responsibility has always been an attractive quality to me. His plans for the future make me feel safe, because I do sometimes worry about not having anything saved up myself.Due to my husband's financial foresight, it feels likely we'll both be able to retire early in our 50s, even without me having my own retirement savings.As grateful as I am for this, I like to think I've helped him, too, by inspiring him to live in the moment.I'm still living in the now, but because of my husband, I'm also starting to believe in a future that…

Ali Michel customized her 1930s cottage.Madeline Harper PhotographyInterior designer Ali Michel bought a cottage in Austin in 2024.She renovated the 1930s home with her dad, working with a budget of $80,000 for the whole house.Michel balanced high-end touches with more affordable Ikea pieces and DIY projects.Buying a house you know you'll have to renovate can be intimidating.It was slightly less daunting for interior designer Ali Michel, though, as she could use her professional expertise while renovating the 1930s cottage she fell in love with in Austin.She and her dad worked together to turn the house into her dream space in just three months, as photos from Madeline Harper Photography show.Ali Michel found her way into interior design when she bought her first home.Madeline Harper PhotographyMichel, 27, has always loved homes and interior spaces, and she even considered studying architecture in college. Instead, she pursued chemical engineering, thinking it could lead to a stable career faster.After she finished her degree in 2020, Michel moved to St. Louis, where she and her dad purchased a property together when she was just 22."We bought my first house together," she said. "We renovated it. I was like, 'Oh, this is what I should have been doing all along.'"After falling in love with the renovation process while working on the home, Michel decided to make interior design her career. She secured a remote internship with Living Oak Interior Design and, in 2022, moved to Austin to work for the company full time. Now, she's a lead designer for the firm.In 2024, Michel fell in love with a 1930s cottage in Austin.Madeline Harper PhotographyMichel had been in Austin for about two years when she started thinking about buying a home."I was already living in this neighborhood," Michel said. "I loved it. I knew I would want a home in the area eventually."When she saw a 1930s cottage for sale in the area, she decided to check it out with her dad. The two-bed, one-bath property was about 1,150 square feet."The house was modernized, but it was being advertised as a teardown," she said, meaning the listing suggested a buyer might tear it down and rebuild because parts of the home, like the flooring, had seen better days."We toured it, and I was like, 'This is not a teardown. It just really needs to be renovated,'" Michel said.She said she immediately thought the house was beautiful. She loved the layout, as it had no hallways and maximized the existing space. She also loved the home's green exterior, the glimpses of hardwood floors she could see throughout the house, and the fact that she could instantly tell how much potential it had. There was also a separate guesthouse on the property that could be turned into a rental space to bring in additional income for the owner."When I walked through it, I could just picture what it should look like," she said.Michel bought the house so she and her dad could transform it together.Madeline Harper PhotographyMichel bought the property in October 2024 with the intention of renovating it with her dad. The duo hoped to do as much of the work as possible on their own because they had a smaller budget than Michel was used to for an entire house."The budget was $80,000 to renovate the entire house, which is what we usually spend on one kitchen for clients," she said. "That was a really tight budget."Still, Michel said she couldn't wait to work on her own space, even if it would be challenging."It's hard designing your own space when you're an interior designer because you see so many cool things every day," Michel said. "I just wanted to do almost too many things.""It's a fun opportunity because you don't have a client telling you no, and you don't have to convince anyone else of anything," she added.They began the renovations as soon as possible.Madeline…

Ben Horowitz says AI could deliver an electricity-scale leap in living standards — while quietly threatening how humans find meaning.Phillip Faraone/Getty Images for WIREDBen Horowitz said AI could rival electricity in boosting living standards and reshaping life.Horowitz said AI will solve problems we've learned to live with but may leave people unmoored.While Silicon Valley leaders are broadly optimistic, AI experts warn of AI-related job loss risks.Ben Horowitz believes artificial intelligence is about to reshape daily life as profoundly as electricity once did.Speaking on a recent episode of the "Ben & Marc Show," the Andreessen Horowitz cofounder framed AI as a once-in-a-century technological break."This is on the order of the steam engine or electricity," Horowitz said, adding that the technology is so powerful it will push society into "a different world."But while AI may deliver dramatic gains in living standards, Horowitz said it will also raise deeper questions about meaning, purpose, and what humans do with their time.AI as a universal problem-solverHorowitz said AI will help fix problems humans have "learned to live with," including cancer, transportation challenges, and large-scale fraud detection in the US.The result, he believes, could be a broad-based improvement in quality of life that's difficult to fully imagine from the present vantage point."I think life — just the quality of life for everybody — is about to get way, way better than it's ever been," Horowitz said.However, Horowitz also struck a cautionary note. If AI removes too much friction from life — and too many traditional sources of struggle, work, and responsibility — humans may find themselves unmoored."The one thing with humans that's a little messed up," he said, is that if progress pushes people "too far away from some grounded purpose," including shared beliefs or spiritual anchors, they may "attach onto some dumb stuff."Silicon Valley leaders and AI experts divergeHorowitz's prediction echoes those voiced by other AI leaders.Elon Musk, the CEO of Tesla and xAI, has said AI could usher in a future of "universal high income," where work becomes optional, and abundance eliminates poverty, while Bill Gates, the Microsoft cofounder, has suggested AI may make radically shorter workweeks possible.OpenAI CEO Sam Altman and Anthropic CEO Dario Amodei have both acknowledged risks to meaning in a post-work world but remain optimistic that humans will adapt and find new sources of fulfillment.Beyond Silicon Valley's more optimistic visions, figures like Geoffrey Hinton, the computer scientist often called the "godfather of AI," Stuart Russell, a professor of computer science at UC Berkeley, investor Howard Marks of Oaktree Capital Management, and AI researcher Eliezer Yudkowsky have warned of outcomes ranging from mass job losses and the erosion of meaning at work to, in the most extreme cases, threats to humanity's survival.Read the original article on Business Insider