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fizkes // Shutterstock The digital age has created an unprecedented communication divide between parents and their children. Recent research from LifeStance Health in partnership with Researchscape International, conducted in 2025, reveals striking differences that help explain why so many families are struggling to connect across generational lines. Gen Z vs Gen X: Understanding the generational divide To understand this conflict, we first need to recognize who we’re talking about. Generation Z typically includes individuals born between 1997 and 2012, making their age range approximately 13 to 28 years old as of 2025. Generation X covers those born from 1965 to 1980, which means their age range is about 45 to 60 years old in 2025. These two generations didn’t just grow up in different decades; they grew up in entirely different worlds when it comes to technology, mental health awareness and communication styles. It’s important to note that Gen Z is also recognized as the most stressed generation, according to research published in 2020 by the American Psychological Association, further complicating their interactions with Gen X parents. The research data paints a clear picture: Society is dealing with two groups that might as well be speaking different languages when it comes to discussing emotions, relationships and mental health. What is ‘therapy speak’ and why is it important? “Therapy speak” refers to the casual use of clinical mental health terms in everyday conversations, including words and phrases like “toxic,” “gaslighting,” “narcissist” and “trauma bonding.” According to the LifeStance research, about half (50%) of Gen Z respondents regularly use these terms, compared to only 25% of Gen X respondents and even fewer baby boomer respondents (11%). This difference in language can lead to misunderstandings. Older generations, especially baby boomers and Gen X, grew up when discussing mental health openly was stigmatized. For them, acknowledging a mental health condition might mean being labeled negatively, potentially creating barriers to communication within the family. Navigating mental health stigma and acceptance For many older adults, mental health discussions were largely avoided or discouraged, leading to limited understanding and acceptance. However, when mental health topics become more openly discussed, older generations often experience a revelation: They start recognizing symptoms in themselves that previously went unnoticed or untreated. Understanding that others share similar struggles can offer relief and promote the seeking of appropriate treatment. But there’s still a significant gap. Parents often lack familiarity with newer mental health terminology, which can lead to them feeling isolated and out of the loop. Support groups specifically designed for parents can provide valuable community and education, helping them feel less alone in their journey. Mental health conditions online self-diagnosis: Gen Z vs. Gen X Another significant finding from the LifeStance research is the prevalence of self-diagnosis through online resources. Half of Gen Z respondents reported self-diagnosing mental health conditions, compared to only 26% of Gen X and just 9% of Baby Boomers. Additionally, half of Gen Z respondents admitted to diagnosing their friends or family members. LifeStance Health When participants were asked why they chose to self-diagnose, LifeStance’s research showed that there were several reasons: 51% want to try self-help methods first. 42% feel more comfortable researching on their own. 40% find relatable or helpful information online. 36% need quick answers. 36% are unsure if their symptoms are serious enough. 30% are not ready to seek professional help. 28% face family or cultural stigma around mental health care. 23% distrust or fear being dismissed by professionals. Bridging the gap: Tips for better family communication So how can families help bridge these generational divides? Encourage Open…

gopixa // Shutterstock President Donald Trump suggested the idea of 50-year mortgages to make home buying more affordable for Americans. It’s not the first time this idea has been tossed around, and it’s even been tried before. The idea behind a long mortgage is to save borrowers some cash by reducing their monthly payment. And it would do that, but the way mortgages work, it doesn’t actually save you money. Finder.com explains how this type of mortgage would function and what it would mean for buyers. How a 50-year mortgage would work Most mortgages use an amortization model, also known as being front-loaded. Front-loaded means that the majority of your monthly mortgage payments go to paying down interest in the first few years of the loan. Over time, more and more of your monthly payments will be allocated toward your actual loan balance. For example, let’s say you buy a $400,000 house, and your 50-year mortgage has a 6% interest rate. Your monthly mortgage payment would be $2,105.62. With mortgages being front-loaded, this means $2,000 of your first payment goes toward interest, and $105.62 goes toward your principal. With a 50-year mortgage, it will take nearly 20 years before half of your monthly payment goes toward your principal. And compared to a 30-year mortgage, stretching a mortgage to 50 years on a $400,000 home only reduces your monthly payment by $292.58. Finder.com 50-year mortgages can mean double the interest Using the same example of a $400,000 home with a 6% interest rate, here’s how much you would pay in interest based on the loan term: 30-year mortgage: $463,352.76 total interest 50-year mortgage: $863,371.51 total interest Paying nearly double the interest and being locked in a mortgage for 50 years does not seem worth it to reduce a mortgage payment by less than $300 each month. 50-year mortgages are also a nightmare for equity Home equity is the difference between a home’s market value and how much you owe on the house. With a 50-year $400,000 mortgage, it would take over 38 years to build 20% in home equity (assuming your home value stays the same and you don’t make extra payments). These numbers matter because to refinance your mortgage or avoid paying mortgage insurance, you need at least 20% equity in most cases. So for nearly 40 years, you’ll have significant negative equity on that home loan, which isn’t an ideal place to be. Super long mortgages aren’t a new idea, either In the late 1980s, Japan tried to make home buying more affordable by stretching loan terms. They offered 100-year mortgage terms, but it didn’t have the desired effect. The idea behind a 100-year mortgage was that the home and debt could be passed down through the generations, kind of like generational wealth. But it didn’t really make home buying more affordable for regular folks. Instead, affluent homeowners were more likely to get these long-term mortgages as an estate-planning tool to reduce inheritance taxes. So what can first-time home buyers do? If you’re a first-time home buyer, look into down payment assistance programs. For example, Michigan is offering a First-Generation Down Payment Assistance Program, which will provide qualifying first-time buyers with up to $25,000 to help cover a down payment, closing costs and prepaid escrows. At the time of writing, the program’s available funds have been committed, but programs like this exist. Focus on saving a down payment to reduce your monthly payment instead of stretching out your loan. It’ll just mean paying more interest in the long run and taking years to own a chunk of your home. Bottom line Longer mortgages won’t fix the root issue of homes being unaffordable — there’s a limited supply of homes to begin with, and a 50-year mortgage can mean paying double the interest. These homeowners would be locked into a mortgage and unable to refinance for nearly 40 years unless they can put down a significant down payment. This story was produced by Finder.com and reviewed and…

Abigahil Padilla SAN LUIS, Ariz. (KYMA) – El jueves 13 de noviembre de 2025, el alcalde de San Luis Río Colorado, Sonora, César Iván Sandoval Gámez fue retenido por agentes de la U.S. Customs and Border Protection (CBP) en la garita de cruce hacia San Luis, Arizona cuando intentaba ingresar a Estados Unidos. Durante ese proceso la autoridad estadounidense le retiró (revoco) su visa. estuvo sujeto al procedimiento durante aproximadamente cinco horas antes de regresar a México. Sandoval explicó que él se dirigía a una reunión de carácter binacional, para la firma de un convenio de colaboración ambiental entre San Luis Río Colorado y autoridades en Arizona. En ese momento, fue enviado a una revisión secundaria por la CBP. Según su versión, la revocación de su visa se debió a una “cuestión administrativa” y no a una investigación en su contra, ni en México ni en el extranjero. The post Retiro de visa al alcalde de cesar san luis mexico ivan sandoval appeared first on News Channel 3-12.

Oswaldo Rivas Familias buscan Justicia por Fallecidos a manos de Patrulla Fronteriza The post Familias buscan Justicia por Fallecidos a manos de Patrulla Fronteriza appeared first on News Channel 3-12.