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It’s almost time to crown a national champion. The College Football Playoff national championship game is set for Monday as the unbeaten No. 1-seeded Indiana Hoosiers (15-0) take on the No. 10 Miami Hurricanes (13-2). This is the first national title game appearance in the CFP era for both programs. Curt Cignetti’s Hoosiers are looking to complete a perfect season and secure their first-ever national title. Indiana boasts the No. 2 scoring offense and No. 2 scoring defense – both of which have been on full display in the CFP. The Hoosiers won their first two playoff games by a combined score of 94-25. They returned from a first-round bye with a 38-3 Rose Bowl blowout win over the No. 9 Alabama Crimson Tide before rolling past the No. 5 Oregon Ducks 56-22 in the Peach Bowl. Heisman Trophy-winning quarterback and projected No. 1 overall NFL draft pick Fernando Mendoza had more touchdown passes (8) than incompletions (5) over the two bowl victories. Indiana now meets a Miami team that will get to play for the national title at its home stadium. Hard Rock Stadium in Miami Gardens, Florida, is the site of this year’s championship game. Mario Cristobal’s Hurricanes received a controversial first-ever CFP bid, but they’ve certainly shown they belong among college football’s elites. Miami’s stout defense powered its first two playoff wins, as the Hurricanes defeated the No. 7 Texas A&M Aggies 10-3 before bouncing the defending champion No. 2 Ohio State Buckeyes 24-14 in the Cotton Bowl.  And then it was the Hurricanes’ offense that came up clutch in a 31-27 Fiesta Bowl victory, as Miami and the No. 6 Ole Miss Rebels combined for 25 points in a roller-coaster fourth quarter that saw four lead changes. Carson Beck engineered a 15-play, 75-yard go-ahead drive, which was capped by the quarterback scrambling for a touchdown inside the final 20 seconds. So, will Indiana finish off a perfect championship season? Or will Miami celebrate its first national title in decades on its home field? Here’s how to watch the CFP national championship: When is the Miami vs. Indiana CFP national championship game? The Hoosiers and Hurricanes will meet on Monday, Jan. 19. What time does the CFP national championship game start? The national title game is scheduled for 7:30 p.m. ET/6:30 p.m. CT/4:30 p.m. PT. What TV channel is the CFP national championship game on? ESPN will air the national championship. College Football Playoff Jan 15 Here's how much tickets to the Miami vs. Indiana CFP national championship cost College Football Dec 19, 2025 Who has the most College Football Playoff appearances, championships? Where to stream the CFP national championship game live online It will also be available to stream on ESPN.com and the ESPN app. How many football national championships have the Indiana Hoosiers won? The Hoosiers are seeking their first national championship. How many football national championships have the Miami Hurricanes won? The Hurricanes own five national championships, most recently claiming a BCS championship in the 2001 season. Miami was also an outright national champion in 1983, 1987 and 1989, while earning a title share with Washington in 1991.

The 2026 College Football Playoff National Championship is headed to Indiana. Top-seeded Indiana won its first ever football championship on Monday, outlasting the No. 10 Miami Hurricanes 27-21 in a game that started murky but ended in a thriller. Things started relatively slow for both sides, as Indiana took just a 10-0 lead into halftime with Miami’s offense getting nothing going on the ground or over the top. But, as usual in low-scoring college first halves, the script flipped in the final two quarters. Miami woke up to put the pressure on the Hoosiers, but Heisman Trophy winner Fernando Mendoza stepped up and Hurricanes QB1 Carson Beck couldn’t. Beck had the chance to deliver a game-winning drive, but forced a deep pass that was picked off. Indiana held on 27-21, winning the program’s first ever football title in its debut appearance while Miami’s wait since 2001 persists, despite being at home in Hard Rock Stadium. Let’s analyze the game further with winners and losers as Indiana ends the season unbeaten at 16-0: MORE COLLEGE FOOTBALL COVERAGE College Football Dec 19, 2025 Who has the most College Football Playoff appearances, championships? NCAA Football Dec 9, 2024 These schools have the most Heisman Trophy winners in college football history College Football Dec 6, 2025 Indiana had the most losses in college football history. Now it's a championship contender. WINNER: Fernando Mendoza, Indiana The Heisman winner and potential No. 1 pick had all the eyes on him tonight. It wasn’t a perfect performance, but he displayed the grit and poise needed at the next level. Mendoza threw for 186 yards on 16 of 27 completions, while also rushing for the key 12-yard touchdown run in the fourth quarter. He’ll still need to polish his game more to truly thrive in the NFL, especially if the Las Vegas Raiders believe he’s the QB1 that can elevate their trajectory. But for now, he can bask in the moment. LOSER: Carson Beck, Miami On the other hand, it was a slightly different story for Miami’s QB1. Carson Beck, 23, could’ve had his moment to change the narrative on his college career — and boost his potential draft odds in the process. He overcame a slow start and displayed much better command in the second half, finishing with 232 passing yards and a touchdown on 19 of 32 completions. But the lone pick might just summarize his five-year collegiate run best — a competitive college option but not at the level required to win the majors. WINNER: Mark Fletcher Jr., Miami Most eyes were on Mendoza’s legitimacy to go No. 1, but Miami had an opportunity to show off some of its skill players as well. Malachi Toney, a rising 18-year-old wideout, seized his moments and will be one to watch for the future. Junior running back Mark Fletcher Jr. also stood out, and he could even be NFL ready if he declared. Fletcher Jr. reflected Miami’s stagnant offense in the first half but helped open it up in the second, ending the game with 112 rushing yards and two touchdowns on 17 carries. He enjoyed a career-best 57-yard run, also the second-longest touchdown in a BCS final. LOSER: Third-down efficiency Indiana’s defense ranked among the top in several defensive statistics this season, and getting off the field on third downs was a major reason why. The Hoosiers at one point limited Miami to being 0-for-6 on third downs. Miami finished with a 3-for-11 rate, while Indiana went 6-for-15. Miami’s defense delivered an underrated performance, but Mendoza helped chip at the margins where Beck couldn’t. Had the Hurricanes improved their rate in the first half, apart from the doinked field-goal try, this could’ve been a different ball game. WINNER: Curt Cignetti, Indiana In an era where there’s a power vacuum at the college football summit, Indiana might have something brewing. The Hoosiers are far from a football powerhouse, but they’ve flipped…

Finding the right home in the right neighborhood is hard enough. But what if some listings never make it to you at all? A new study suggests that’s happening in Chicago. Flash back to 1910. Two million people call the Windy City home. But where you live, and where you’re allowed to look, depends on who you are. “There were explicit policies and practices…that were keeping people out of neighborhoods,” said Maria Krysan, LAS Distinguished Professor of Sociology, at the University of Illinois Chicago. Also in 1910, Chicago adopted a new tool to sell homes: the Multiple Listings Service or MLS. The private system allowed real estate agents to share listings with one another. Census data from the same year showed just over 44,000 Chicago residents were Black at this time. According to the Encyclopedia of Chicago, most Black people were confined to a narrow chain of South Side neighborhoods. More than a century later, the MLS still exists. And today, it’s facing renewed scrutiny over private listings, also known as pocket listings. The homes never hit the public market. Instead, listings are shared agent to agent, client to client. Speaking of private listings, Krysan said, “Even regardless of the intent of the real estate agent who creates a pocket listing, it can have what we call a disparate impact — discrimination against potential buyers, especially Black and Latino homebuyers.” Zillow analyzed one day’s worth of real estate listings in Chicago, which it said offered a snapshot of broader patterns. It found private listings are nearly twice as likely to appear in majority-white neighborhoods. Zillow senior economist Orphe Divounguy said the stakes go far beyond housing. “The neighborhood you live in often determines what jobs you have access to, what schools your kids attend, and the opportunities available to them. We don’t want to return to a world where a handful of power brokers control who has access to listings and neighborhoods,” said Divounguy. The regional MLS operator, Midwest Real Estate Data — or MRED — disputed Zillow’s findings. In a statement on its website, MRED said it “takes Fair Housing very seriously,” and has systems in place to monitor private and active listings for violations. According to MRED, there are three times as many active listings in majority-white zip codes as in non-white zip codes. MRED said it launched its Private Listings Network in 2016 to keep listings within the MLS and prevent shadow networks that could lead to discrimination. MRED didn’t respond to NBC Chicago’s interview request. The Illinois Association of Realtors declined to provide a comment for this story. Illinois state lawmakers are weighing legislation that would require real estate agents to publicly list a home within one day of signing a brokerage agreement. The proposal includes an opt-out, which would allow for private listings but only after disclosures are made to the seller.

Does Pam Bondi have any red lines?